Pay10 is a digital payments platform built for people and businesses who need fast, secure, and flexible ways to send, spend, and manage money. It includes two separate mobile apps: Pay10, a personal wallet for everyday transactions such as sending money, paying bills, and topping up, and Pay10 Biz, a payment solution for business owners to accept payments using QR codes, tap-to-pay, and payment links. I led the mobile app design across both products, from early discovery through to high-fidelity prototypes. The goal was to design clear, reliable tools that users could trust with their money, each tailored to support different payment needs, from personal transfers to in-person business transactions.